Delta Community Credit Union Employees Benefits 2025
Are you running a business and you want to give your employees some amazing benefits? Enroll with Delta Community Credit Union to get the employees benefits and make your employees happy.
Delta Community has been making the members happy since 1940. There are numerous benefits and perks that members can get with this banking service. You can join this financial institute and save money and have fun.
In this post, we are going to explain what are the employee perks of Delta Community and why you should enroll today.
Delta Community Credit Union Employees Benefits 2025
Here are the employee benefits that you can avail in 2025.
- Health Insurance
- Dental Insurance
- Temporary Disability Insurance
- Accidental Death & Dismemberment Insurance
- Life Insurance
- Vision Insurance
- Long-term Disability Insurance
- Retirement & Financial Benefits
- Profit Sharing
- Defined Contribution Pension Plan
- 401(k) Plan
Health Insurance
Delta Community offers comprehensive health insurance to its employees, covering medical expenses such as doctor visits, hospital stays, and prescription medications. Employees have access to a network of preferred providers to reduce costs. Preventative care services, such as annual physicals and vaccinations, are fully covered. Flexible spending accounts (FSAs) are also available to help manage out-of-pocket costs.
Dental Insurance
The dental plan includes coverage for routine cleanings, X-rays, and basic procedures like fillings and extractions. Employees benefit from reduced costs for major services like crowns and root canals through in-network dentists. Orthodontic care is often included, providing support for braces or aligners. Preventive dental care is covered at 100% to promote long-term oral health.
Temporary Disability Insurance
This benefit provides financial assistance if employees are unable to work due to a short-term illness or injury. The program typically covers a percentage of the employee’s salary during the recovery period. Coverage begins after a specified waiting period and extends for a limited duration. It ensures income security while employees focus on regaining their health.
Accidental Death & Dismemberment Insurance
Employees are protected with financial support in the event of accidental death or severe injury. The policy provides lump-sum payments to beneficiaries or the employee, depending on the circumstances. Coverage includes loss of limbs, eyesight, or other critical functions. This benefit offers peace of mind and added financial security for unexpected events.
Life Insurance
Delta Community provides life insurance coverage to its employees, ensuring financial support for their families in case of death. The base coverage is typically offered at no cost, with the option to purchase additional coverage. Beneficiaries receive a lump-sum payment to cover expenses like funeral costs and outstanding debts. This benefit underscores the credit union’s commitment to employee welfare.
Vision Insurance
Vision insurance includes routine eye exams and coverage for glasses or contact lenses. Employees can choose from a network of optometrists and eyewear providers for reduced costs. Discounts are also available for elective procedures like LASIK. This benefit ensures employees maintain optimal eye health and vision.
Long-term Disability Insurance
This benefit provides income replacement for employees unable to work due to a long-term illness or injury. The plan typically covers a percentage of the employee’s salary after the short-term disability period ends. It offers financial security and peace of mind during extended periods of recovery. Coverage remains in place until employees can return to work or reach retirement age.
Profit Sharing
Employees benefit from Delta Community’s success through profit-sharing contributions. A portion of the organization’s annual profits is distributed among eligible employees. This incentive aligns employee goals with company performance, fostering a shared commitment to success. Profit sharing rewards hard work and dedication with tangible financial benefits.
Defined Contribution Pension Plan
The credit union’s defined contribution pension plan allows employees to save for retirement with employer contributions. Employees can customize their investment options to suit their financial goals. Contributions are tax-advantaged, helping employees grow their retirement savings efficiently. The plan ensures long-term financial stability for its workforce.
401(k) Plan
Delta Community offers a competitive 401(k) plan with employer matching contributions to help employees build their retirement savings. Employees can contribute a portion of their salary on a pre-tax or post-tax (Roth) basis. The plan includes diverse investment options, such as mutual funds and ETFs, for portfolio customization. This benefit supports employees in achieving their retirement goals.
